Hello Richard,

Congratulations on making the first step to becoming an apartment building investor.  I wish you a lot of luck in your commercial real estate investing.

Many new commercial real estate investors are under the false impression that you need a large down payment to buy an apartment building.  This is true if you are buying an apartment building using a traditional bank loan.  Banks require that apartment building buyers have a 20% downpayment when buying an apartment building.  However, there are many ways to buy an apartment building that don’t require a 20% percent down payment.  In fact, there are few methods that you can use to buy apartments with no money down at all.

The most popular method for buying an apartment building with no money down involves forming a limited partnership with other investors who agree to fund the deal for a portion of the monthly cash flow and profits.  Forming a limited partnership to purchase an apartment building will cost you some time and work but the payoff can enormous.

Another method to that you can use to purchase multi-family properties with little money down is to approach private apartment building owners who are ready to retire.  These owners are likely to offer owner financing and many times you can structure the deal to allow you to own the apartment building without a large down payment out of your pocket.

My “Buy Your First Apartment Building E-Course” shows you exactly how to buy apartment buildings anywhere in the U.S. with no down payment. You can order the E-Course, risk free, by visiting the link above and enrolling. Good luck,